Insurance Requirements
An event insurance policy, sometimes called “wedding insurance,” can help protect your investment in a private event. You can choose between two types of event insurance: cancellation coverage and liability coverage.
Insurance Requirements
Couples:
We require all couples to provide wedding insurance. You must go through Wedsure and have the following requirements.
- $1 million per occurrence
- $2 million aggregate
- Must include liquor liability, which will be automatically included through Wedsure
- Must list us as the certificate holder:
Circle B Weddings and Events LLC
27498 Polk Street NE
Isanti, MN 55040
Vendors:
Vendors who will be on the property for the day, partial day, and/or setting up will need to provide a Certificate of Liability. Vendors are not covered under the couples Day of Wedding Insurance. Please get in touch with your insurance agent and have them email this to us with the below requirements. We look forward to working with you in the future!
- $1 million per occurrence
- $2 million aggregate
- Must list us as the certificate holder
Circle B Weddings and Events LLC
27498 Polk Street NE
Isanti, MN 55040
Why do we require you to have Liability insurance?
We require that each couple provides day of insurance to be on the property, this covers them and their guests, but does not cover vendors. That is why each vendor needs to provide a Certificate of Liability for themselves. While on our property, if you get injured or injure another person, you could sue us and/or the person you injure could sue you and us as well as the couple. Everyone needs to be covered. We have thousands of people on our property each year and if we did not require everyone to have their own insurance, our insurance would go through the roof with all of the possible claims and we would not be able to afford our insurance. It is no different than driving a car, you need to have car insurance and if you get into an accident, you would certainly hope the next guy also has car insurance.
